Fix My Super
'Fix My Super' exists to help everyday Australians identify and address all of their Superannuation problems
Government research and news reports consistently indicate that the majority of Australians are struggling when it comes to saving enough money to build a secure retirement. While the “savings shortfall” can be traced back to a variety of problems, far too many Australians have left their Super up to chance and aren’t sure what to do.
That’s where we come in.
Not sure if your Super is on the right track?
Worried you’ll outlive your retirement savings?
Concerned you might have left things too late?
Want to know if you’re with the wrong Super fund?
Curious about whether your Super is underperforming?
Want to learn the strategies to boost your Super balance?
What if you could boost your Super by double or triple in 15 years?
Do you find the Super system confusing to navigate?
Could you, a friend, or a family member use expert help?
Not sure where to start?
Super Made Simple For Everyday Aussies
We understand that many people put off fixing their finances because the subject can seem daunting or complicated. For this reason, we see the most important part of our job as putting high-quality information in simple, easy-to-understand terms – no matter your background, financial knowledge, or stage of life. There’s a world of options waiting to be explored.
Why Do Some Retire With So Much More?
Wondering how some Australians manage to retire with a Super balance that dwarfs the national average? It’s not secret knowledge. The problem is that most Australians remain unfamiliar with the Superannuation system, what strategic options are available, and how to make a significant difference in their retirement savings in a short time. To avoid spending 20-30 years living in “retirement poverty,” we must address the Super crisis – and that starts with knowledge of the essentials.
Many Solutions Are Available to Fix Your Super
Many people think the strongest options for wealth creation involve moving to an unnecessary Self-Managed Super Fund (SMSF) or investing in direct property, but this is entirely unique to one’s personal circumstances. Ultimately, there is no one-size-fits-all.
Strategies such as changing your fund management, making personal contributions, consolidating multiple Super accounts, and optimising investment portfolios can play a crucial role in enhancing your Superannuation and financial well-being.
Unlike traditional Super funds that are “passively managed,” Platform Superannuation portfolios, which are ‘actively managed,” are able to counteract the impact of market shocks such as COVID and can proactively take advantage of investment opportunities in the markets. Having an actively managed portfolio could be worth hundreds of thousands or even millions of dollars over the long run.
Explore possibilities for doubling your retirement savings.
Traditional Funds vs. Platform Wrap Superannuation Accounts
Passively Managed
Typical industry super funds are passively managed, which means they reflect the market’s performance — when the market rises, so does your super balance; however, it also falls during downturns like the GFC or COVID-19. Over a five-year period, such funds typically generate returns of 5-10%, aligning with market averages and encompassing both peaks and troughs of market performance.
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Actively Managed
In contrast, our Platform Superannuation Funds embrace an active management strategy. This approach seeks to mitigate risks during market slumps and seize growth opportunities, with the goal of surpassing typical market returns. By potentially adding an extra 3-5% to your annual returns, active management can significantly boost your retirement savings, offering you the comfort of a secure retirement.
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7 Quick Ideas to Fix Your Super
Like most Australians, you might be worried about whether you’re doing the right thing with your Superannuation and wondering if you’ll have enough savings to last your retirement. This free guide “7 Quick Ideas to Fix Your Super” is what you need to take back control of your Super RIGHT NOW.
The 5-star Google rated financial planners
Get All Your Superannuation Problems Sorted
Book Your Worry-Free Retirement Analysis
Whether you’re dreaming of an early retirement, want to discuss strategies for maximising your Super, or just want to make sure your Super is on the right track, that’s what our “Worry-Free Retirement Analysis” is for. We can address all your needs and answer any questions you may have.
Identify any serious problems with your current Super setup
Find out if your current Super fund is underperforming
Get clarity on how much you need to retire comfortably
Discover if you’re on track for your retirement goals
Receive a take-home “Worry-Free Retirement Financial Plan”
This can occur because all members are put into a 1 size fits all mentality as a replacement for the governments aged pension. Industry funds are not able to give personal financial advice based upon members’ personal goals or take into account personal circumstances.
Industry funds are not wealth creators or financial planners.